Michigan homebuyers entering the 2026 market will experience a mix of opportunity and competition. While interest rates are trending downward, demand remains strong in many parts of the state,
Dated: May 1 2025
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Tenant screening makes or breaks your success as a landlord. One great tenant can keep your property profitable for years. One bad tenant can cost thousands in damages, missed rent, and legal fees. Michigan landlords must follow federal and state laws to screen legally — and effectively.
Landlords can legally review:
• Credit reports
• Criminal background checks
• Eviction history
• Employment and income
• Landlord references
• Identity verification
A well-rounded screening process reduces risk and improves rental stability.
Most Michigan landlords use a rent-to-income ratio of 2.5–3x monthly rent.
Always verify income through:
• Pay stubs
• W-2s
• Employment letters
• Bank statements (when necessary)
You may review criminal history, but you cannot impose blanket bans.
Evaluate on:
• Type of offense
• Recency
• Relevance to tenancy
Fair Housing requires individualized assessments.
You may NOT discriminate based on:
• Race
• Religion
• Sex
• National origin
• Family status
• Disability
• Age
• Gender identity
• Sexual orientation
Your screening criteria must be applied consistently to every applicant.
• Asking illegal questions (marital status, religion, etc.)
• Failing to provide rejection reasons when required
• Using inconsistent screening standards
• Not verifying references
• Allowing emotion to influence decisions
Consistent, legal screening protects you and improves tenant quality.
If you want professional help screening tenants or want your process reviewed for compliance, we can assist you with a full Michigan-compliant screening checklist and system.
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